Make this month work
Plan your take-home income, give your categories a purpose, and record what you spend.
Basic budgeting stays freeEarly Access is open
A clearer path
for your money.
Give every dollar a job, see where it goes, and make room for what matters. Start on your own or plan with a partner.
No card. No automatic charge. Your basic budget stays free.
See your next step
Track goals, explore your spending and make a plan for paying down debt.
✦ PremiumPlan together
Share one household plan with your partner. Separate sign-ins, the same saved budget.
✦ PremiumStart with what you have
Free for the everyday.
Premium for the bigger picture.
One-person basic budgeting and spending totals stay free. Your 30-day no-card trial includes partner sharing, goals, debt planning, additional Insights and monthly review notes. After that, those features require paid access.
Premium is $9.99 CAD/month plus applicable tax, for the household including both partners. Subscriptions are not available yet. You only pay if you choose to subscribe.
A few useful things to know
Simple to start.
Yours to build.
What happens after the 30 days?
Your trial starts when you verify your email and complete signup. After it ends, the household's basic editor can keep editing the basic budget. A second partner becomes view-only but can still download and leave. Saved goals, debt plans and review notes remain viewable and downloadable. Nobody is removed and nothing is deleted.
Existing founding households and valid founding invitations keep their lifetime access.
Do I need to connect my bank?
No. You enter your income and transactions yourself. Pathway Budget is a plan based on what you record, not a live bank balance.
Who can see our household budget?
Each partner signs in separately, with their own password and email code. Coach viewing stays off unless both partners approve it. A coaching package is not required to use the app.
Your next small step starts here.
Create my accountMade for Canadian households by Pathway Financial.